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What is CryptoCurrency? - Everything About Bitcoin \u0026 Cryptocurrencies Explained for BeginnersA cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Cryptocurrency transactions occur through electronic messages that are sent to the entire network with instructions about the transaction. The instructions. Cryptocurrency is a digital payment system that doesn't rely on banks to verify transactions. It's a peer-to-peer system that can enable anyone anywhere to send.